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Personal loans that work for you
Support for life’s plans with flexible borrowing solutions designed around your goals.
Personal loan amounts typically range from $5,000 and up, depending on loan purpose and eligibility.
Most personal loans offer repayment terms of up to 5 years, with longer terms available for eligible vehicle financing.
Choose weekly, bi-weekly, or monthly payments to match your income schedule.
Choose between secured loans with collateral or unsecured borrowing based on your needs and eligibility.
A personal loan provides predictable payments and flexible borrowing options to help you move forward with confidence.
Whether you're consolidating debt, financing a vehicle, or planning a major purchase, your advisor helps structure a solution that fits your life.
Finance a new or used vehicle with flexible repayment options designed around your budget and driving needs.
Key Details
Finance up to 100% of vehicle value (including eligible taxes and fees)
Repayment terms of up to 8 years for eligible vehicles
Weekly, bi-weekly, or monthly payment options
Fixed or variable interest rate options available
Combine multiple debts into one predictable payment and simplify your finances, educe payment stress and make progress toward becoming debt-free.
Key details
Borrow $5,000 and up, based on eligibility
Repayment terms up to 5 years
Fixed or variable rate options available
Combine multiple debts into one predictable payment
Finance important expenses while keeping savings intact. Ideal for renovations, education costs, or other major life purchases.
Key details
Borrow $5,000 and up, based on eligibility
Repayment terms up to 15 years
Fixed or variable rate options available
Security may be required depending on purchase type
Our loans calculator helps you estimate your loan payments, interest cost, and time to repay.
Applying is straightforward, and our advisors guide you every step of the way.
Discuss your borrowing needs and repayment goals.
Bring identification, income details, and purchase information if applicable.
We finalize your loan amount, repayment term, and payment schedule.
Once approved, funds are deposited directly into your account.
Payment protection helps provide you with financial security by safeguarding your hard-earned home equity while covering your loan payments in the event you become sick or injured, suffer a critical illness or pass away.
As a valued Mainstreet Credit Union member, you have access to preferred rates to cover your insurance needs.
