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September 7, 2026 Please be advised that all Mainstreet branches and staffed services will be closed on Monday, September 7, 2026 for Labour Day. We will see you back in the branch on Tuesday!
Everyday banking that works
the way you do
Manage your day-to-day finances with chequing accounts
designed for flexibility and convenience.
Mainstreet chequing accounts make everyday banking simple. Choose an option that fits how you manage your money, with flexible features and support when you need it.
Membership Type
Best for members who want an all-inclusive everyday banking account.
Unlimited transactions, in branch and online.
Unlimited Ding-Free ATM transactions
2 Free Interac ATM transactions per month
Unlimited Interac e-transfer.
Best for members with moderate banking needs
25 monthly combined transactions, in the branch and online.
Unlimited Interac e-transfer transactions.
Best for members who prefer to bank online.
Unlimited online transactions.
2 Free in-branch transactions per month.
Unlimited Interac e-transfer.
A simple account with low fees for those who bank infrequently.
12 monthly combined transactions, in the branch and online.
No fee to send or receive funds through Interac e-transfer.
A U.S. dollar chequing account for those with cross border needs.
1 monthly combined transaction, in the branch and online.
Access to our Ding Free ATM network.
Use your Mainstreet Debit Mastercard for everyday purchases, online or in-store, wherever Interac or Mastercard are accepted.
✓ Fast and secure tap payments
✓ Shop online or in-store
✓ Pay directly from your chequing account
Access your money across Canada without paying ATM surcharge fees.
✓ Use 4,800+ surcharge-free ATMs nationwide
✓ Withdraw cash and make deposits at participating ATMs
✓ Look for the ding free®, ACCULINK®, or THE EXCHANGE® logos
Bring more of your banking to Mainstreet and enjoy additional member benefits.
✓ Receive up to $10 off your monthly chequing account fee
✓ Access exclusive member offers
✓ Early access to select rates and products
Mainstreet chequing accounts are designed to make everyday banking simple and convenient.
From flexible ways to pay and access your money to exclusive member benefits, our accounts include features that help you manage your finances with confidence wherever you bank.
Ready to get started? Connect with a Mainstreet advisor to find the option that fits how you bank.
Our advisors can help you compare your options and choose the chequing account that fits how you bank every day.
