How to apply for a Mainstreet credit card
It’s easy to apply online or in-person for a Mainstreet credit card.
Manage Business Purchases
With Confidence
Rewards, cash flow management, and flexible credit
for your business spending.
$130 rebate on your first-year fee†
Plus up to $200 in Flex Rewards when you apply for a
World Elite Business Mastercard® before June 30, 2026.
†See terms and conditions.
Business Credit Cards
Whether you’re covering everyday expenses, managing cash flow, or earning rewards on business spending, a business credit card can help simplify the way you pay. With flexible options and local support, you’ll have the tools you need to manage expenses confidently while keeping your business on track.
Choose your Mainstreet Credit Card
World Elite Business Mastercard®
Take charge of your business with productivity-boosting tools, added safety, and access to exclusive services.
Card Highlights
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Earn 1.5 points on every $1 spent on business purchases.
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Travel and purchase protection insurance including rental car coverage, trip cancellation or interruption, and lose or delayed baggage.
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Redeem rewards for travel, entertainment, merchandise, charity donations and more.
No Fee Cash Back Business Mastercard®
Your business will build cash rewards with the everyday purchases you and your employees regularly make.
Card Highlights
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No annual fee, making it a simple everyday credit card option.
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Earn 1 point for every $2 spent on business purchases.
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Purchase protection and extended warranty coverage on eligible purchases.
Low Rate Business Mastercard®
Keep costs down with a low rate card while streamlining expense reporting to make budgeting easier.
Card Highlights
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Low annual fee.
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Auto rental benefits with Hertz.
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Purchase protection and extended warranty coverage on eligible purchases.
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1
Book a meeting or apply online
Apply for your credit card online or in-person.
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2
Collabria will notify you
Collabria will notify you about the status of your application within 7-10 business days.
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3
Receive your card via mail
If approved you will receive your new Mainstreet Credit Card in the mail within 7-10 business days.
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4
Activate your card
Call Collabria to activate and setup your card and PIN.
CardWise
Manage your Mainstreet business credit cards using CardWise. Check balances, manage transactions, get spending insights and more.
Find the right Credit Card for your business
Use our Credit Card Picker to compare features, rates, and rewards and choose the card for your business. Or connect with a Mainstreet account manager for help finding the right fit.