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Personal Chequing Accounts

Mainstreet chequing accounts make everyday banking simple. Choose an option that fits how you manage your money, with flexible features and support when you need it.

Find the right chequing account for you

Membership Type

View all fees

Premium

Best for members who want an all-inclusive everyday banking account.

Monthly fee

Account Highlights

  • Unlimited transactions, in branch and online.

  • Unlimited Ding-Free ATM transactions

  • 2 Free Interac ATM transactions per month

  • Unlimited Interac e-transfer.

Complete

Best for members with moderate banking needs

Monthly fee

Account Highlights

  • 25 monthly combined transactions, in the branch and online.

  • Unlimited Interac e-transfer transactions.

E-ssential

Best for members who prefer to bank online.

Monthly fee

Account Highlights

  • Unlimited online transactions.

  • 2 Free in-branch transactions per month.

  • Unlimited Interac e-transfer.

Light

A simple account with low fees for those who bank infrequently.

Monthly fee

Account Highlights

  • 12 monthly combined transactions, in the branch and online.

  • No fee to send or receive funds through Interac e-transfer.

U.S.

A U.S. dollar chequing account for those with cross border needs.

Monthly fee

Account Highlights

  • 1 monthly combined transaction, in the branch and online.

  • Access to our Ding Free ATM network.

Benefits of a Mainstreet chequing account

Debit Mastercard access

Use your Mainstreet Debit Mastercard for everyday purchases, online or in-store, wherever Interac or Mastercard are accepted.

Fast and secure tap payments
Shop online or in-store
Pay directly from your chequing account

Ding Free ATM network

Access your money across Canada without paying ATM surcharge fees.

Use 4,800+ surcharge-free ATMs nationwide
Withdraw cash and make deposits at participating ATMs
Look for the ding free®, ACCULINK®, or THE EXCHANGE® logos

Relationship Rewards

Bring more of your banking to Mainstreet and enjoy additional member benefits.

Receive up to $10 off your monthly chequing account fee
Access exclusive member offers
Early access to select rates and products

Mainstreet chequing accounts are designed to make everyday banking simple and convenient.

From flexible ways to pay and access your money to exclusive member benefits, our accounts include features that help you manage your finances with confidence wherever you bank.

Ready to get started? Open your chequing account online or connect with a Mainstreet advisor to find the option that fits how you bank.

Open online or Book an appointment

Not sure which chequing account is right for you?

Our advisors can help you compare your options and choose the chequing account that fits how you bank every day.

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