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AgriInvest

AgriInvest is a government-supported program designed to help Canadian producers manage risk and improve farm income stability. By making annual contributions based on your farm’s eligible sales, you can build a savings account that can be used when your operation faces income declines, unexpected expenses, or investment opportunities.

How AgriInvest Works

Each year, eligible producers can deposit a percentage of their net sales into an AgriInvest account. The government matches your deposit up to the annual program limit, helping you build a reserve fund for your operation.

Funds can be withdrawn when needed to help manage income declines, offset risk, or reinvest in your farm.

Two farmers holding baskets of freshly harvested asparagus.

The benefits of AgriInvest at Mainstreet Credit Union

Manage income fluctuations

Build a financial cushion that helps your farm navigate unpredictable markets, weather challenges, or production changes.

Strengthen cash flow

Access funds when needed to help manage expenses, maintain stability during lower-income years or to support operational improvements, equipment purchases, or other farm investments.

Personalized advice & local expertise

Work with advisors who understand farming operations and the financial realities of agriculture in Southwestern Ontario. Our advisors can help you integrate AgriInvest into your broader farm financial strategy.

At Mainstreet Credit Union, we make it easy to open and manage your AgriInvest account so you can take full advantage of the program and strengthen the financial resilience of your farm.

Getting started with AgriInvest

Everything you need to know to deposit, earn government matching, and use your funds with confidence.

  • 1

    Apply for the program

    Submit your AgriInvest application for the year so your deposit eligibility can be calculated.

  • 2

    Receive your AgriInvest Deposit Notice

    You’ll receive a notice showing the maximum amount you can deposit for matching government contributions.

  • 3

    Make your deposit (within 90 days)

    Bring your Deposit Notice to your local Mainstreet branch and deposit any amount up to your matchable maximum.

  • 4

    Receive matching contributions — and access funds anytime

    We’ll notify Agriculture and Agri-Food Canada once your deposit is made, and matching contributions are credited to your account. You can withdraw funds at any time throughout the year.

Make the most of AgriInvest

Our advisors are here to help you open or manage your AgriInvest account and ensure you’re maximizing the benefits available to your operation.