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Mainstreet Blog – First Time Home Buyers

A couple relaxes on the floor of their new home among moving boxes.

Beyond the Down Payment: What You Really Need to Budget For

| 7 min read

A guide to the most common expenses encountered when purchasing a home, how much they typically cost, and tips on how to plan with support from Mainstreet Credit Union.

A jar of coins labeled 'House Fund'.

How to Set a Savings Goal Using Your FHSA

| 9 min read

Thinking about buying your first home? The First Home Savings Account (FHSA) is one of the most effective tools for first-time home buyers to save for their first home. In this blog, you’ll learn...

A calculator and budget graphs on a desk.

How Much Do You Need for a Down Payment?

| 8 min read

Buying a home is one of the biggest financial decisions you’ll make in your life, and it comes with the question: “How much do I need for a down payment?” Whether you’re a first-time home buyer,...

A couple stands in their kitchen hugging and smiling.

Why You Should Get Pre-Approved for a Mortgage

| 5 min read

Buying your first home is exciting, but it can also be overwhelming. Between listings, showings, bidding wars, and budgets, it’s easy to feel unsure about where to start. That’s where getting...

A couple high five while sitting on their kitchen floor.

Get Pre-Approved for a Mainstreet Mortgage in 3 Easy Steps

| 4 min read

Are you thinking about buying a home? Before browsing through listings or attending open houses, there is one important step to take: getting a mortgage pre-approval. It’s quick, seamless, and...