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September 7, 2026 Please be advised that all Mainstreet branches and staffed services will be closed on Monday, September 7, 2026 for Labour Day. We will see you back in the branch on Tuesday!

Mainstreet Blog – First Time Home Buyers

A couple relaxes on the floor of their new home among moving boxes.
First Time Home Buyers Mortgages Advice

Beyond the Down Payment: What You Really Need to Budget For

| 7 min read

A guide to the most common expenses encountered when purchasing a home, how much they typically cost, and tips on how to plan with support from Mainstreet Credit Union.

happy couple smiling sitting on front porch step of new house.
First Time Home Buyers FHSA Financial Planning

How to Set a Savings Goal Using Your FHSA

| 9 min read

Thinking about buying your first home? The First Home Savings Account (FHSA) is one of the most effective tools for first-time home buyers to save for their first home. In this blog, you’ll learn...

young woman smiling in new home surrounded by boxes and cuddling her dog.
First Time Home Buyers Financial Planning FHSA

How Much Do You Need for a Down Payment?

| 8 min read

Buying a home is one of the biggest financial decisions you’ll make in your life, and it comes with the question: “How much do I need for a down payment?” Whether you’re a first-time home buyer,...

A couple stands in their kitchen hugging and smiling.
First Time Home Buyers Mortgages Advice

Why You Should Get Pre-Approved for a Mortgage

| 5 min read

Buying your first home is exciting, but it can also be overwhelming. Between listings, showings, bidding wars, and budgets, it’s easy to feel unsure about where to start. That’s where getting...

A couple high five while sitting on their kitchen floor.
First Time Home Buyers Mortgages Advice

Get Pre-Approved for a Mainstreet Mortgage in 3 Easy Steps

| 4 min read

Are you thinking about buying a home? Before browsing through listings or attending open houses, there is one important step to take: getting a mortgage pre-approval. It’s quick, seamless, and...